Long-Term Care Insurance
Long-term care insurance policies have been marketed heavily since the 1990s, promising to provide financial support for those who can no longer independently perform the activities of daily living. However, the reality often falls short of these promises. An increasing number of aging policyholders find themselves filing long-term care claims only to discover that the policies they've faithfully paid into for years do not adequately cover the care they require.
At the DL Law Group, we possess in-depth knowledge in this evolving area of the law. Our esteemed lawyers, with 30 years of combined legal experience, have earned a reputation for resolving complex insurance issues on behalf of clients in the San Francisco Bay Area seeking long-term care benefits. We are unafraid to take on some of the largest and most influential insurance companies in the nation and have a proven track record of recovering tens of millions of dollars in verdicts and settlements for our clients.
San Jose Lawyers Specializing in Long-Term Home Care
Long-term care insurance functions as a contractual agreement where you pay regular premiums, and in return, the insurance company commits to providing coverage for long-term care expenses when the need arises. These policies commonly encompass expenses related to nursing home care, assisted living, or in-home care.
As a substantial segment of our population ages and seeks care in these facilities, insurance companies have found themselves inundated with claims. Unfortunately, many of these insurers significantly underestimated the costs associated with long-term care. In a bid to minimize benefit payouts, they've made the claims process more cumbersome, routinely denied benefits, and even proposed substantial premium increases.
When you are facing long-term care expenses and insurance challenges, the last thing you need is the added concern of attorney fees. That's why we handle long-term care insurance cases on a contingency fee basis. Simply put, we only get paid when you do.
Legal Experts in Long-Term Care
Our California attorneys are highly experienced in navigating the intricacies of long-term care insurance cases. We understand the inner workings of insurance companies, including the tactics they employ to deny claims. We've successfully resolved numerous bad faith insurance claims and stand ready to pursue justice on your behalf.
Conveniently Located to Serve You
Our office is strategically situated on Franklin Street in San Francisco, just a stone's throw from the courthouses, making it easy for clients to access our services when they need them most.
To address the unique needs of your situation, take advantage of a free initial consultation. You can reach our office by calling (415) 234-1499 or contacting us online. Our San Francisco Bay Area long-term care insurance lawyers are eager to work with you and help you secure the benefits you were promised.
Your peace of mind and access to the care you deserve are our utmost priorities.
Our office is conveniently located on Franklin Street in San Francisco, just blocks from the courthouses.
Ready to take action? Call (415) 234-1499 or contact our firm online to start with a free consultation.
Hi there! Still have some questions about long-term care insurance? Find the answers below.
Long-term care insurance is a policy that covers expenses related to nursing home care, assisted living, or in-home care for individuals who can no longer perform daily activities independently.
Claims may be denied or underpaid due to insurance companies underestimating the costs of long-term care, making the claims process more challenging, or using tactics to minimize benefit payouts.
If you've encountered difficulties with your long-term care insurance claim, including denials or underpayments, it's advisable to consult with experienced attorneys who can assess your case and guide you on the best course of action.
A contingency fee basis means that you only pay legal fees when your case is successful. This approach ensures access to legal support without upfront costs.
"Bad faith" claims involve insurers acting unreasonably, dishonestly, or with improper motives when dealing with policyholders. These claims can be brought against insurance companies for unfair practices.
The duration of litigation varies depending on the complexity of the case. Legal processes can take time, but experienced attorneys will work diligently to expedite proceedings.
Yes, long-term care insurance disputes can involve different types of care, including nursing home, assisted living, and in-home care. Experienced attorneys are equipped to handle various cases.
To set up a free initial consultation, call our office at (415) 234-1499 or reach out to us online. We are here to provide guidance tailored to your situation.
During the initial consultation, our attorneys will listen to your case, assess your needs, and provide insights on pursuing legal action for your long-term care insurance claim.
Yes, California has regulations in place to protect policyholders in long-term care insurance disputes. Our legal team is well-versed in these laws and can help you navigate them effectively.
YOUR TRUSTED ADVOCATES
With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.
We're committed to winning for you, and our track record speaks volumes.
You're not just a number to us; your case matters deeply, and we take it personally.
With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.
We're committed to winning for you, and our track record speaks volumes.
You're not just a number to us; your case matters deeply, and we take it personally.
Our commitment to winning for you shines through our impressive track record.
We've built a strong reputation for ourselves, and were here to stay.
As a small firm, we provide a personalized, unique experience for every client.
Our commitment to winning for you shines through our impressive track record.
We've built a strong reputation for ourselves, and were here to stay.
As a small firm, we provide a personalized, unique experience for every client.
“David is so committed to working for and achieving successful outcomes for his clients. I could not recommend them highly enough and feel very lucky to have found them.”
- Shelia H.
“I cannot imagine having had a better experience with an attorney than working with David and his staff from DL Law Group. They were not only professional and responsive, but highly competent.”
- Gisella C.
“I was extremely impressed with the quality of service, follow-through, knowledge, skill, and approach.”
- Joshua D.
“Knowledgeable, responsive, and professional. They'll get you the settlement you need. Highly recommended.”
- Maureen K.
“We would highly recommend DL Law to anyone, and will not hesitate to work with them again when the time comes for a second home or a new house.”
- Gavin C.
“David is so committed to working for and achieving successful outcomes for his clients. I could not recommend them highly enough and feel very lucky to have found them.”
- Shelia H.
“I cannot imagine having had a better experience with an attorney than working with David and his staff from DL Law Group. They were not only professional and responsive, but highly competent.”
- Gisella C.
“I was extremely impressed with the quality of service, follow-through, knowledge, skill, and approach.”
- Joshua D.
“Knowledgeable, responsive, and professional. They'll get you the settlement you need. Highly recommended.”
- Maureen K.
“We would highly recommend DL Law to anyone, and will not hesitate to work with them again when the time comes for a second home or a new house.”
- Gavin C.
Local Office
345 Franklin Street
San Francisco, CA 94102
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Local Office
345 Franklin Street
San Francisco, CA 94102
Map & Directions [+]
Quick Links
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