California Life Insurance Attorneys
Serving San Francisco for Over 30 Years
Resolving Delayed or Denied Life Insurance Claims
Life insurance is a vital safety net, providing financial support for your loved ones in the event you're no longer able to do so. This essential form of insurance can cover economic losses resulting from the insured's passing, such as funeral expenses, mortgages, and educational costs. Unfortunately, it can be devastating when, in the midst of grief, your life insurance claim is unjustly delayed or denied.
At DL Law Group, we stand alongside beneficiaries of life insurance policies whose claims are facing delays, denials, or disputes by insurance companies. With 30 years of collective legal experience, we have a proven track record of handling even the most intricate life insurance disputes. We understand the emotional difficulty of these situations and provide compassionate support while zealously fighting for your rights.
Your Lifeline When Claims Are Denied
Insurance companies often seek any justification to delay or deny a claim. Common reasons for them failing to fulfill their promise of providing benefits include:
- Alleging that the decedent's coverage had lapsed.
- Accusing the decedent of fraud or misrepresentation.
- Retroactively canceling the policy.
- Technicalities or exclusions negating the benefit payout.
- Deceptive wording in the insurance application.
Insurers frequently challenge beneficiaries and the circumstances of the insured's passing. Our legal team is well-versed in the tactics insurers employ to avoid liability. As your legal advocates, we will vigorously uphold your rights and assist you in obtaining the benefits your loved one has already paid for.
Understanding the Incontestability Clause
Every life insurance policy in California contains a two-year incontestability clause. This clause states that an insurance company cannot void a policy due to misrepresentations made by the insured on their insurance application after the two-year period has passed. If you have questions about incontestability clauses, our team is here to provide trusted answers and guidance.
Standing by Your Side in Your Time of Need
Dealing with the loss of a loved one is a profoundly emotional and challenging journey. Let us shoulder the burden of the insurance battle, allowing you and your family to focus on what truly matters — the grieving process.
Contact Us Today for a Free Consultation
To discuss your life insurance claim concerns and explore your legal options, reach out to our office by calling (415) 234-1499. We're here to provide compassionate support and guidance when you need it most.
Conveniently Located
Our office is conveniently located on Franklin Street in San Francisco, just a short distance from the courthouses. We handle life insurance cases on a contingency fee basis, meaning you don't have to worry about upfront fees. You only pay when we achieve results for you, ensuring access to the legal support you deserve during challenging times.
Our office is conveniently located on Franklin Street in San Francisco, just blocks from the courthouses.
Ready to take action? Call (415) 234-1499 or contact our firm online to start with a free consultation.
Life Insurance Claims FAQ
Hi there! Still have some questions about life insurance claims? Find the answers below.
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