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Nationwide Leaders In Healthcare, ERISA, & Disability

Championing Policy Holders' Rights Across California, & The United States

Are You Facing Healthcare, ERISA, Long-term Care, or Disability Claim Denials? At DL Law Group, we understand the challenges you face when dealing with insurance companies. Our mission is simple yet crucial: to help policyholders like you navigate the complex world of insurance claims. We specialize in ERISA, disability, long-term care, life insurance, and health insurance claims.

Get A Free Consultation

Nationwide Leaders In Disability, Healthcare, ERISA, Long-Term Care

Championing Policy Holders' Rights Across California, & The United States

Are You Facing Healthcare, ERISA, Long-term Care, or Disability Claim Denials? At DL Law Group, we understand the challenges you face when dealing with insurance companies. Our mission is simple yet crucial: to help policyholders like you navigate the complex world of insurance claims. We specialize in ERISA, disability, long-term care, life insurance, and health insurance claims.

Get A Free Consultation

Nationwide Leaders In Healthcare, ERISA, & Disability

Championing Policy Holders' Rights Across California, & The United States

Are You Facing Healthcare, ERISA, Long-term Care, or Disability Claim Denials? At DL Law Group, we understand the challenges you face when dealing with insurance companies. Our mission is simple yet crucial: to help policyholders like you navigate the complex world of insurance claims. We specialize in ERISA, disability, long-term care, life insurance, and health insurance claims.

Get A Free Consultation

WHILE WE GENUINELY WISH WE COULD HELP EVERYONE, WE NO LONGER litigate AUTO INSURANCE disputes

WHILE WE GENUINELY WISH WE COULD HELP EVERYONE, WE NO LONGER litigate AUTO INSURANCE disputes

EMAIL US NOW

Kindly email us a brief summary of your insurance dispute for our attorneys to assess and assist you effectively in seeking a resolution. You can typically expect a response within 24 hours.

EMAIL US NOW

Kindly email us a brief summary of your insurance dispute for our attorneys to assess and assist you effectively in seeking a resolution. You can typically expect a response within 24 hours.

Are You Dealing With Insurance Claim Denials?

You're not alone. Insurance companies often deny or delay legitimate claims, leaving policyholders frustrated and overwhelmed. That's where we come in. With over 30 years of combined legal experience, our dedicated attorneys have a proven track record of standing up to insurance giants and securing tens of millions of dollars in verdicts, settlements, and claims paid on behalf of our clients.

Are You Dealing With Insurance Claim Denials?

You're not alone. Insurance companies often deny or delay legitimate claims, leaving policyholders frustrated and overwhelmed. That's where we come in. With over 30 years of combined legal experience, our dedicated attorneys have a proven track record of standing up to insurance giants and securing tens of millions of dollars in verdicts, settlements, and claims paid on behalf of our clients.

Are You Dealing With Insurance Claim Denials?

You're not alone. Insurance companies often deny or delay legitimate claims, leaving policyholders frustrated and overwhelmed. That's where we come in. With over 30 years of combined legal experience, our dedicated attorneys have a proven track record of standing up to insurance giants and securing tens of millions of dollars in verdicts, settlements, and claims paid on behalf of our clients.

YOUR TRUSTED ADVOCATES

Why Choose DL Law Group?

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

EXPLORE OUR PRACTICE AREAS

Our Expertise

Disability Law

If you suffer from a disabling condition such as cancer, fibromyalgia, CFS, or depression, you have the right to expect your disability insurance policy to provide financial protection for you and your family. However, insurance companies regularly deny legitimate claims. Insurer investigations are all too often inadequate and lead to unreasonable and bad faith disability claim denials.

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Disability Law

If you suffer from a disabling condition such as cancer, fibromyalgia, CFS, or depression, you have the right to expect your disability insurance policy to provide financial protection for you and your family. However, insurance companies regularly deny legitimate claims. Insurer investigations are all too often inadequate and lead to unreasonable and bad faith disability claim denials.

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Long-Term Care Insurance

Long-term care insurance policies have been heavily marketed since the 1990’s. While these policies promise to pay for the care of those who are no longer able to perform the activities of daily living, they do not necessarily deliver results. An increasing number of aging policyholders are submitting long-term care claims only to discover the policies they have been paying on for years do not cover the care they require.

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Long-Term Care Insurance

Long-term care insurance policies have been heavily marketed since the 1990’s. While these policies promise to pay for the care of those who are no longer able to perform the activities of daily living, they do not necessarily deliver results. An increasing number of aging policyholders are submitting long-term care claims only to discover the policies they have been paying on for years do not cover the care they require.

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Life Insurance

People buy life insurance to protect and provide for their loved ones in the event that they are not able to do so themselves. Essentially, this type of insurance covers the economic loss caused by the death of the insured and may pay for things such as funeral expenses, mortgages, and college tuition. When grieving the death of someone you love, the last thing you need is to see your life insurance claim unfairly denied or delayed.

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Life Insurance

People buy life insurance to protect and provide for their loved ones in the event that they are not able to do so themselves. Essentially, this type of insurance covers the economic loss caused by the death of the insured and may pay for things such as funeral expenses, mortgages, and college tuition. When grieving the death of someone you love, the last thing you need is to see your life insurance claim unfairly denied or delayed.

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Health Insurance Law

If you are engaged in a health care or HMO coverage dispute or feel your claim was unfairly denied, the insurance attorneys at DL Law Group are here for you. Our lawyers have 30 years of collective legal experience fighting for the rights of sick people who need the insurance coverage for which they have already paid, either independently or through ERISA-governed plans. We are not afraid to take on the largest and most litigious insurance companies in the nation and have recovered tens of millions of dollars for our clients.

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Health Insurance Law

If you are engaged in a health care or HMO coverage dispute or feel your claim was unfairly denied, the insurance attorneys at DL Law Group are here for you. Our lawyers have 30 years of collective legal experience fighting for the rights of sick people who need the insurance coverage for which they have already paid, either independently or through ERISA-governed plans. We are not afraid to take on the largest and most litigious insurance companies in the nation and have recovered tens of millions of dollars for our clients.

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Meet Our Dedicated Team

YOUR PARTNERS IN JUSTICE

DAVID M. LILIENSTEIN

Founding Attorney

David M. Lilienstein, the founder of our firm, has extensive experience in assisting policyholders with bad faith insurance claims and ERISA actions. As a tribute to his experience and skill, he has achieved Advocate status from the National College... Read Full Bio

KATIE J. SPIELMAN

Attorney

Katie Spielman represents people with disabilities, workers, and insurance consumers when their benefits are improperly terminated or denied. Ms. Spielman is committed to advancing the rights and interests of people with disabilities, and to... Read Full Bio

ALICE J. WOLFSON

Of Counsel

Alice J. Wolfson has a proven record of success in bad faith insurance cases, with an emphasis on individual disability insurance policies. In the landmark case of Hangarter v. Provident (UnumProvident), which has become one of the... Read Full Bio

DAVID M. LILIENSTEIN

Founding Attorney

David M. Lilienstein, the founder of our firm, has extensive experience in assisting policyholders with bad faith insurance claims and ERISA actions. As a tribute to his experience and skill, he has achieved Advocate status from the National College... Read Full Bio

KATIE J. SPIELMAN

Attorney

Katie Spielman represents people with disabilities, workers, and insurance consumers when their benefits are improperly terminated or denied. Ms. Spielman is committed to advancing the rights and interests of people with disabilities, and to... Read Full Bio

ALICE J. WOLFSON

Of Counsel

Alice J. Wolfson has a proven record of success in bad faith insurance cases, with an emphasis on individual disability insurance policies. In the landmark case of Hangarter v. Provident (UnumProvident), which has become one of the... Read Full Bio

Protecting Your Rights

At DL Law Group, we are passionate about protecting your rights. Whether it's a mental health claim, a dispute over bad faith practices, or any other insurance issue, we're here to help. We offer free case consultations, and our attorneys are available to meet at your convenience. Our office locations in San Francisco and San Jose make it easy to reach us.

DAVID M. LILIENSTEIN

Founding Attorney

David M. Lilienstein, the founder of our firm, has extensive experience in assisting policyholders with bad faith insurance claims and ERISA actions. As a tribute to his experience and skill, he has achieved Advocate status from the National College... Read Full Bio

KATIE J. SPIELMAN

Attorney

Katie Spielman represents people with disabilities, workers, and insurance consumers when their benefits are improperly terminated or denied. Ms. Spielman is committed to advancing the rights and interests of people with disabilities, and to... Read Full Bio

ALICE J. WOLFSON

Of Counsel

Alice J. Wolfson has a proven record of success in bad faith insurance cases, with an emphasis on individual disability insurance policies. In the landmark case of Hangarter v. Provident (UnumProvident), which has become one of the... Read Full Bio

Protecting Your Rights

At DL Law Group, we are passionate about protecting your rights. Whether it's a mental health claim, a dispute over bad faith practices, or any other insurance issue, we're here to help. We offer free case consultations, and our attorneys are available to meet at your convenience. Our office locations in San Francisco and San Jose make it easy to reach us.

We Help With Insurance Bad Faith Claims For Mental Health Services

At DL Law Group, we are passionate about protecting your rights. Health insurance companies are legally obligated to follow the terms outlined in your policy. If your insurance provider wrongly refused coverage for a mental health care claim, then we may be able to help.

Stay Informed

If an insurance company has wrongfully delayed or denied a claim, offered an insufficient settlement amount, dropped your coverage without reason, or acted in any other improper manner, we welcome the opportunity to answer your questions and discuss your legal options.

READ ABOUT OUR FIRM

Contact Us Today

We provide free case consultations, and our attorneys are available to meet at a time that is convenient for you. Our San Francisco office is just blocks from the courthouses, and we also operate out of the San Jose area.


Because our firm handles insurance law cases on a contingency fee basis, you pay no out-of-pocket expenses. We only get paid when we get results for you.

GET A FREE CONSULTATION

We Help With Insurance Bad Faith Claims For Mental Health Services

At DL Law Group, we are passionate about protecting your rights. Health insurance companies are legally obligated to follow the terms outlined in your policy. If your insurance provider wrongly refused coverage for a mental health care claim, then we may be able to help.

Stay Informed

If an insurance company has wrongfully delayed or denied a claim, offered an insufficient settlement amount, dropped your coverage without reason, or acted in any other improper manner, we welcome the opportunity to answer your questions and discuss your legal options.

READ ABOUT OUR FIRM

Contact Us Today

We provide free case consultations, and our attorneys are available to meet at a time that is convenient for you. Our San Francisco office is just blocks from the courthouses, and we also operate out of the San Jose area.


Because our firm handles insurance law cases on a contingency fee basis, you pay no out-of-pocket expenses. We only get paid when we get results for you.

GET A FREE CONSULTATION

Hear What Our Clients Have To Say

We Care Deeply About Your Case

“David is so committed to working for and achieving successful outcomes for his clients. I could not recommend them highly enough and feel very lucky to have found them.”

- Shelia H.

“I cannot imagine having had a better experience with an attorney than working with David and his staff from DL Law Group. They were not only professional and responsive, but highly competent.”

- Gisella C.

“I was extremely impressed with the quality of service, follow-through, knowledge, skill, and approach."

- Joshua D.

Read Our Latest Blog Posts

SEE TIPS, UPDATES, & NEWS FROM OUR FIRM

Life Insurance: Ensuring Your Loved Ones' Financial Security

By DL Law Group • 02 Sep, 2024
Life Insurance: Ensuring Your Loved Ones Are Taken Care Of

Property Insurance: Protecting Your Assets and Your Peace of Mind

By DL Law Group • 01 Aug, 2024
Property insurance is vital for protecting your home and belongings against unforeseen events such as natural disasters, theft, or accidents. This post will cover the essentials of property insurance, from choosing the right policy to filing a claim and handling disputes. Understanding Property Insurance Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage or theft. It includes several types of coverage: · Homeowners Insurance: Covers the structure, personal belongings, and liability. · Renters Insurance: Covers personal property and liability for tenants. · Condo Insurance: Covers personal property and interior structures for condo owners. Selecting the Right Coverage Choosing the right property insurance policy involves several considerations: 1. Coverage Amount: Ensure the policy covers the cost to rebuild your home and replace your belongings. 2. Deductibles: Understand the out-of-pocket costs you’ll need to pay before insurance kicks in. 3. Policy Limits: Be aware of limits on coverage for specific items, such as jewelry or electronics. 4. Additional Coverage: Consider add-ons for natural disasters, such as flood or earthquake insurance. Common Property Insurance Claims Property insurance claims can arise from various events, including: · Fire Damage: Claims for damage caused by accidental fires. · Water Damage: Claims for water damage from burst pipes or leaks (not typically covered for flood damage). · Theft and Vandalism: Claims for stolen or vandalized property. · Natural Disasters: Claims for damage from hurricanes, earthquakes, or floods. Dealing with Claim Denials If your property insurance claim is denied, consider these steps: 5. Review the Denial Letter: Understand the reasons provided for the denial. 6. Gather Evidence: Collect additional documentation and evidence to support your claim. 7. Appeal the Decision: Follow your insurer’s appeal process to challenge the denial. 8. Seek Legal Advice: A property insurance lawyer can help you navigate the appeals process and represent you in disputes. Legal Assistance  A property insurance lawyer can assist in: · Interpreting policy language and coverage. · Negotiating settlements with insurers. · Representing you in court if necessary. Property insurance is essential for protecting your home and belongings from unforeseen events. Being proactive in understanding your policy and seeking legal assistance when needed can help you avoid potential pitfalls and ensure you receive the benefits you’re entitled to.

Bad Faith Insurance Claims: Recognizing and Responding to Unfair Practices

By DL Law Group • 01 Jul, 2024
Bad faith insurance practices can severely impact policyholders who are already facing challenging circumstances. This post will explore what constitutes bad faith insurance, how to recognize it, and what steps to take if you encounter it. Defining Bad Faith Insurance Bad faith insurance occurs when an insurer fails to uphold its duty to act fairly and in good faith towards its policyholders. Common examples include: · Unreasonable Delays: Delaying claim investigations or payments without a valid reason. · Insufficient Investigation: Failing to thoroughly investigate a claim before denying it. · Misrepresentation: Providing misleading information about policy coverage or claim status. · Unjust Denials: Denying valid claims without proper justification. Recognizing the Signs Signs of bad faith insurance practices include: · Lack of Communication: Insurers not responding to your inquiries or delaying responses. · Unreasonable Requests: Repeatedly asking for excessive or irrelevant documentation. · Unfair Settlement Offers: Offering significantly lower settlements than what your policy should cover. · Pattern of Denial: Denying claims for dubious reasons or without thorough investigation. Steps to Take If you suspect your insurer is acting in bad faith, take these steps: 1. Document Everything: Keep detailed records of all communications and transactions with your insurer. 2. Request Written Explanations: Ask for written explanations of any claim denials or delays. 3. Review Your Policy: Understand the terms and coverage of your insurance policy thoroughly. 4. File a Complaint: Submit a complaint to your state's insurance regulatory agency. 5. Seek Legal Advice: Consult a bad faith insurance claims expert to evaluate your case and discuss your legal options. Legal Recourse  A legal expert can assist in: · Filing a lawsuit against the insurer for bad faith practices. · Negotiating a fair settlement. · Representing you in court if necessary. Bad faith insurance practices can cause significant financial and emotional distress. Recognizing the signs and seeking legal assistance are crucial steps in ensuring fair treatment and justice.
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